Specialist Finance Services

Want to start or expand a business or commercial investment portfolio? The financial support you need could be a conversation away. Speak to our specialist finance advisors today to discuss your requirements.

What can we help you with?

Our personable finance specialists are here to advise and help you secure a wide range of loans, including secured and unsecured and short and long-term loans. Discover more about the various types below and see how we can help you.

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Business Loans

With jargon-free, straightforward advice, we make navigating business loans much easier and could save your business time and money. We support start-ups, SMEs and large enterprises by helping them secure suitable loans for their requirements.

  • Secured
    Suitable for large businesses that are looking for larger funds, this type of loan uses assets, such as commercial property, equipment and stocks or shares as collateral. Due to the loan being secured against financial collateral, they can provide more favourable terms than unsecured loans. You will need to ensure that repayments can be made; otherwise, you could lose your collateral.
  • Unsecured
    Suitable for small businesses, unsecured loans don’t require collateral. Being able to demonstrate a good credit score and responsible financial management should improve your chances of securing this type of loan. They are an ideal resource to assist with changing cash flow needs, such as the need to buy more inventory and pay bills.
  • Short-term
    Need funds quickly? A short-term loan could be the solution. They often have less paperwork and shorter repayment periods. One of our specialist financial advisors can shop around to ensure you have access to the right rates and terms.
  • Long-term
    Long-term loans usually have lower interest rates than short-term loans and are suitable for helping businesses with their long-term growth plans.

The type of business you have can also impact the terms of a loan. For instance, start-up loans can come with more lenient credit requirements. Getting advice from a specialist financial advisor ensures you get a loan that suits the maturity level of your business and the reasons that you require extra funds.

Speak to the team today to arrange a consultation at a time that suits you.

Bridging Loans

If you have delays on a commercial property sale or need to fund an urgent project, a short-term bridging loan could help.

This type of loan is ideal for temporary funding and can be processed very quickly (sometimes in as little as 24 hours). These loans will typically be secured against property, including residential, commercial and buy-to-let.

Bridging loans can come with higher interest rates, which are paid monthly, and often require robust repayment plans. However, they often come with more flexible terms. Let one of our financial advisors help you find a suitable loan and complete the paperwork for fast approval.

Commercial Loans

A commercial loan lets you borrow between £50K and £25M that can be used for purchasing commercial property, equipment, inventory, resources and to fund growth and expansion. These loans tend to come with longer repayment terms and tailored payment structures to suit the business. They can have lower interest rates, making them a more affordable borrowing option.

Development Finance

Specifically for housebuilders and property developers, this type of finance can be used to build new housing estates or enhance a property. This enables individuals to fund projects that can benefit the community and create new homes in areas where there is high demand. Our development finance specialists will be able to support you with their knowledge and access to a wide range of schemes, grants and lenders.

Buy to Let Portfolios

Investing in buy to let properties can be a great way to generate a steady income stream. However, it does require careful planning. Understanding the current property market conditions and the associated costs is essential. Speak to one of our advisors to help you make a decision that’s right for you.

How to get a business loan

With so many business loans available, with various terms and rates, you should speak to a finance specialist. They will not only be able to pair you up with the right loan for your circumstances, but will also be able to help you navigate the process. This could result in saving time, hassle and money for your business or investment portfolio.

There may be additional fees involved, including legal and valuation costs. With this in mind, it’s highly recommended that you speak to a specialist, as they will be able to calculate the full costs to ensure you’re not left with any unexpected bills.

Get in Touch

We have access to the whole of the market to enable us to get you the very best deal that meets your needs.

    Disclaimer

    Agentis Specialist Finance falls under the Agentis brand but is a separate legal entity from Agentis Financial And Mortgage Solutions Ltd.

    A fee will be payable for arranging your mortgage. Your consultant will confirm the amount before you choose to proceed, but this is typically 1% of the mortgage balance, e.g. £1000 for a mortgage of £100000. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

    AGENTIS SPECIALIST FINANCE LIMITED is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority. The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

    AGENTIS SPECIALIST FINANCE LIMITED is registered in England & Wales under number 15573104. Registered address Ground Floor, 40 Thorpe Wood, Peterborough, England, PE3 6SR.