Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.
Not Sure if You Can Remortgage?
Worried that you’re paying too much towards your current mortgage? What if we told you that there is a way to save money and gain better flexibility by switching to a new one? Introducing – remortgaging!
At Agentis Financial, we understand that personal circumstances change. That’s why we ensure that your mortgage rate changes with them. Whether you want a lower interest rate, would like to make overpayments or simply want to consolidate debt, remortgaging can help. Our specialist remortgage advisors and brokers provide the clear, simple and straightforward remortgage advice you need to find the remortgage deal that’s right for you, so call us today at 01733 367800 to find out how our remortgage experts can help you!
You may have to pay an early repayment charge to your existing lender if you remortgage.
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We have access to the whole of the market to enable us to get you the very best deal that meets your needs.
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Agentis Financial: Your Remortgage Experts
Our team of professional mortgage brokers in Peterborough have over 80 years of combined experience helping clients remortgage for a better rate. Our qualified advisors will check to see if you need to pay any exit fees, such as an early repayment fee, so you know exactly how much it would cost you to switch mortgage deals. We would then compare a variety of mortgage market fees, charges and interest rates to help you find the best remortgaging deal for you.
Agentis means efficient and effective, and that’s exactly the service you’ll get when you put your trust in us. Our outstanding customer care and first-class service are what makes Agentis Financial stand out as much as our expert knowledge.
Book a meeting with our friendly brokers and remortgage advisors today to experience the Agentis difference.
FAQs
When should I remortgage?
There are many reasons you may want to consider a remortgage. The most popular reasons for remortgaging include:
- Home improvements
- Consolidating debt
- To find a better mortgage rate
- If your current mortgage has come to an end, or there has been a change in circumstances which renders your current mortgage unsuitable – for example, if you move into a buy-to-let property you may need to change the mortgage to a residential one.
How much could I borrow?
How much money you can borrow on a mortgage will vary from lender to lender, and often depends on your financial circumstances and the type of mortgage you are looking to get.
A lender will check your income and outgoings to see how much they feel you could comfortably afford. They may also perform stress tests to check you would be able to continue with your repayments should interest rates change or if there was a gap in your earnings.
We are also more than happy to offer our financial advice if needed through our Agentis Wealth service. Whether you need advice on pensions, investments or financial planning, we are here to help.
How long does a remortgage application take?
A remortgaging application usually takes between 4 -12 weeks. To ensure you have enough time to find the best deal, we recommend looking into remortgaging around 12 weeks before your current deal expires.
Does it cost to remortgage?
Although many products offer a fee-free option to remortgage, there may be some solicitor costs or mortgage fees to factor into the process. It’s important to add these to your overall costs when considering the affordability of a remortgage offer.
To find out more about remortgaging, please feel free to contact us today and our remortgage advisors will be happy to have a chat with you.
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