Are you a medical professional or someone who doesn’t have a traditional salary structure? Whether you have short-term contracts, various income streams, or receive pay based on performance metrics, let us help you get the right loan with specialist mortgage advice.
If lenders have shied away from your complex income in the past, we’ll take the time to present your application to more flexible lenders. For professionals that are established in their career and have a high net worth income, we’ll advise on your mortgage options.
Whether you’re just starting out as a junior doctor or you’re a partner in a general practice, as a whole of market broker, we have the resources to find the right mortgage for you.
Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.
How Can We Help You?
We work with medical professionals at all levels, including GPs, hospital doctors, locum doctors and principals and partners in general practices.
GP Principals & Partners
Principals and partners in general practices operate as independent contractors, with pay tied to performance metrics such as the Quality and Outcomes Framework (QOF). If you fall into this category, the specialist mortgage broker team at Agentis is here to help.
Locum & Self-employed Professionals
Locum doctors, who temporarily fill staffing gaps in hospitals and practices, are considered self-employed by mortgage lenders.
While lenders generally view doctors favourably due to the stability of the profession, securing a mortgage as a self-employed medical professional, can pose challenges and may not always yield the best offers.
Our team can offer professional advice to help you secure a mortgage that’s right for you.
Combining Income Streams
Fixed-term medical professionals are often perceived similarly to PAYE workers, while locums are regarded as contractors.
The mixed nature of income—combining employed and self-employed earnings—can complicate mortgage applications. That’s why seeking guidance from a specialist mortgage broker for medical professionals is advisable in such cases.
Without a specific salary figure, it can be difficult to apply for mortgages. One of our advisors can talk you through the process, collecting all the financial information needed to calculate your affordability and improve your chances of securing a mortgage.
Why Choose Agentis?
With long-standing relationships with lenders that work with medical professionals, we can save you time and hassle when applying for a mortgage or remortgage. We also prioritise your long-term goals to help you become mortgage free sooner.
Book an initial consultation with our brokers and mortgage advisors today to experience the Agentis difference.
What Our Customers Think
Timothy Lawrie2024-04-18I cannot praise Agentis highly enough. Service above and beyond, all done with understanding and friendly know how. AmazingAsher2024-04-18We have just received a mortgage offer on our first property & had the pleasure of Ash Hinds being our mortgage advisor. Ash was very helpful throughout the whole process & was never too busy to answer a query or concern, going over and beyond. As first time buyers we did need a lot of stuff explained to us & Ash was more then happy to do that & make sure we understood the pros & cons of different options. I would definitely recommend Ash to anyone who needs a Mortgage Advisor 5 star service!Sarah Worsley2024-04-17Ash is a fantastic broker, who empathised with my unique situation and was very supportive and encouraging. He secured a very good deal for us, and was always there to answer questions. I would highly recommend him!Agne Rusalovskytė2024-04-15Adam was very helpful as always.Jonathan Knox2024-04-15I recently had the pleasure of working with Josh at Agentis for my remortagage, and I couldn't be more impressed with the service I received. From start to finish, the entire process was smooth, efficient, and incredibly quick. Josh's expertise and professionalism were evident from our very first interaction. He took the time to understand my financial situation and goals, providing personalized guidance every step of the way. His knowledge of the mortgage industry ensured that I got the best possible deal tailored to my needs. What truly stood out to me was the speed at which Josh worked. Despite the complexities involved in securing a mortgage, he made the process seem effortless. Communication was prompt and clear, and I always felt informed and supported throughout. If you're looking for a mortgage broker who is efficient, knowledgeable, and committed to providing exceptional service, look no further than Josh at Agentis. You won't be disappointed. Thank-you.Bob Green2024-04-08Lee was great to work with, always keeping us updated and available whenever we needed. Lee often provided updates before our solicitors and estate agents. He was very knowledgeable and helped explain all steps of the process. I would 100% recommend both Lee and Agentis.Johnsy Raju2024-04-06Caren arranged our first mortgage, and she was fantastic with us! She demystified the entire house buying process for us, which can be a minefield. Caren helped us know how much we could spend on a home and how much of a mortgage we could afford, and achieve. She was able to give us a step-by-step plan, which really helped ease our anxiety. Caren also looked through home reports of homes we were looking into, to let us know of any issues that we might run into - this is very helpful, as the language can be impenetrable! We would recommend anyone looking to buy a home contacting Caren first. Thank you soomuch Caren @agentis for the wonderful help.Nesta2024-04-03We had Adam Long as our mortgage broker. He was amazing from start to finish throughout the entire process. Very good at explaining the whole process, very knowledgeable and professional. We couldn’t recommend a better mortgage advisor! Thanks Adam!Adrian Woolley2024-04-03Caren was informative, contactable and managed to get a mortgage when I feared I couldn’t. Thank you.Jodie Tyers2024-03-27Anton Sgroni was absolutely amazing at sorting out our remortgage. Any problems he sorted out straight away and was able to keep us updated along the way. This is the third time we have used Agentis and we can not fault them! Always a great service and lots of helpful advice and information is provided to get the best deal
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