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    95% Mortgages

    Looking to make your move out of rented accommodation? Need a little help to get there? We make sense of the mortgage market so you don’t have to. Ideal for first-time buyers, 95% mortgages enable you to borrow up to 95% of the purchase price of the property. The remaining 5% makes up your deposit.

    Also known as a Mortgage Guarantee Scheme, we’ll help determine whether you’re eligible and if this type of loan is right for you.

    We go the extra mile, ensuring your current and long-term property goals are taken into consideration. You also won’t have to worry about tedious paperwork or understanding any jargon. We’ll explain everything in layman’s terms, and help you fill out the application.

    It’s all part of the accessible, personable approach we take to mortgages. Your property goals are our priority. If you’re looking for a trusted Whole of Market mortgage broker in Peterborough, speak to us today.

    Whole of Market Advice

    Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.

    How to get your mortgage

    Book your initial consultation

    Think the 95% mortgage could be your opportunity to get onto the property ladder? Speak to one of our mortgage brokers.

    We’ll get to know your circumstances, discuss what sort of property you’re looking for and run through some of the key eligibility criteria.

    Book a follow-up appointment

    The follow-up appointment is a chance for us to do more research. We want to find the best possible mortgage match. By going deeper into your financial circumstances and getting to know your long-term property goals, we can find you an ideal product.

    Get to know your options

    Your dedicated mortgage broker will showcase your eligible mortgage plans. If you’re happy with any of the options presented, we can get your application underway.

    Apply for a mortgage

    We’ll help you fill out the application to ensure the best chance of success. As soon as your application has been approved, we’ll let you know.

    Contact Agentis today.

    Why Choose Us?

    • Whole of Market – access to exclusive deals you won’t find anywhere else
    • 80 Years’ combined industry experience – we understand the market like the back of our hand
    • Long-term assistance – we take care of your long-term property goals
    • Expert, personable advice – our advice is friendly and jargon-free – we help with the paperwork too!
    • Save you time and money – with the right mortgage solution and financial advice, we’ll help save you time and money

    Meet The Team

    We are a growing Peterborough based mortgage and financial advice team. We are regulated by the Financial Conduct Authority and pride ourselves on offering our clients the best advice, mortgage solutions and customer service.

    What Our Customers Think

    Timothy Lawrie
    Timothy Lawrie
    2024-04-18
    I cannot praise Agentis highly enough. Service above and beyond, all done with understanding and friendly know how. Amazing
    Asher
    Asher
    2024-04-18
    We have just received a mortgage offer on our first property & had the pleasure of Ash Hinds being our mortgage advisor. Ash was very helpful throughout the whole process & was never too busy to answer a query or concern, going over and beyond. As first time buyers we did need a lot of stuff explained to us & Ash was more then happy to do that & make sure we understood the pros & cons of different options. I would definitely recommend Ash to anyone who needs a Mortgage Advisor 5 star service!
    Sarah Worsley
    Sarah Worsley
    2024-04-17
    Ash is a fantastic broker, who empathised with my unique situation and was very supportive and encouraging. He secured a very good deal for us, and was always there to answer questions. I would highly recommend him!
    Agne Rusalovskytė
    Agne Rusalovskytė
    2024-04-15
    Adam was very helpful as always.
    Jonathan Knox
    Jonathan Knox
    2024-04-15
    I recently had the pleasure of working with Josh at Agentis for my remortagage, and I couldn't be more impressed with the service I received. From start to finish, the entire process was smooth, efficient, and incredibly quick. Josh's expertise and professionalism were evident from our very first interaction. He took the time to understand my financial situation and goals, providing personalized guidance every step of the way. His knowledge of the mortgage industry ensured that I got the best possible deal tailored to my needs. What truly stood out to me was the speed at which Josh worked. Despite the complexities involved in securing a mortgage, he made the process seem effortless. Communication was prompt and clear, and I always felt informed and supported throughout. If you're looking for a mortgage broker who is efficient, knowledgeable, and committed to providing exceptional service, look no further than Josh at Agentis. You won't be disappointed. Thank-you.
    Bob Green
    Bob Green
    2024-04-08
    Lee was great to work with, always keeping us updated and available whenever we needed. Lee often provided updates before our solicitors and estate agents. He was very knowledgeable and helped explain all steps of the process. I would 100% recommend both Lee and Agentis.
    Johnsy Raju
    Johnsy Raju
    2024-04-06
    Caren arranged our first mortgage, and she was fantastic with us! She demystified the entire house buying process for us, which can be a minefield. Caren helped us know how much we could spend on a home and how much of a mortgage we could afford, and achieve. She was able to give us a step-by-step plan, which really helped ease our anxiety. Caren also looked through home reports of homes we were looking into, to let us know of any issues that we might run into - this is very helpful, as the language can be impenetrable! We would recommend anyone looking to buy a home contacting Caren first. Thank you soomuch Caren @agentis for the wonderful help.
    Nesta
    Nesta
    2024-04-03
    We had Adam Long as our mortgage broker. He was amazing from start to finish throughout the entire process. Very good at explaining the whole process, very knowledgeable and professional. We couldn’t recommend a better mortgage advisor! Thanks Adam!
    Adrian Woolley
    Adrian Woolley
    2024-04-03
    Caren was informative, contactable and managed to get a mortgage when I feared I couldn’t. Thank you.
    Jodie Tyers
    Jodie Tyers
    2024-03-27
    Anton Sgroni was absolutely amazing at sorting out our remortgage. Any problems he sorted out straight away and was able to keep us updated along the way. This is the third time we have used Agentis and we can not fault them! Always a great service and lots of helpful advice and information is provided to get the best deal

    Still Have Questions?

    Read to find the best mortgage rate for you?

    Let us know the best way to reach you and some details about your project, and an expert 95 mortgage broker will be in touch with you to talk you through the next steps.

    In a hurry? Speak to our team on 01733 367800 to get started today.

     

     

    Get in Touch

    We have access to the whole of the market to enable us to get you the very best deal that meets your needs.

      Frequently Asked Questions

      Is a 95% mortgage a good idea?

      A 95% is ideal for home-buyers who have struggled to save a deposit. With only a 5% deposit required, this makes getting onto the property ladder much more manageable. Something to bear in mind with this type of mortgage though is that interest rates tend to be higher and you won’t have as much choice. However, with help from a trusted mortgage broker you should be able to find the right loan for you.

      Are 95% mortgages only for first-time buyers?

      95% mortgages are ideal for first-time buyers, but they’re not exclusively designed for those buying their first home. This type of mortgage is also designed for first-time buyers and people looking to move to a new home – as long as they have a deposit of between 5% and 10%. It’s available for buying a property that will be your only home.

      How long will 95% mortgages last?

      The government-backed Mortgage Guarantee Scheme is set to end in December 2022. This means your mortgage application will need to be submitted no later than 31 December 2022 to be in with a chance of securing the 95% mortgage through this scheme.

      Property News

      Discover the latest property news in and around Peterborough. We keep an eye on the latest property developments, property prices and news that impacts the local community. If you’re looking to move to the area or have been living here for years, read up on the latest property news written by our mortgage experts.

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      Your Mortgage Magazine

      Our quarterly magazine is packed with jargon-free content covering the latest industry updates that affect you and your property-buying plans. Written by mortgage experts, we explain how mortgages work. Wherever you are on the property ladder, you can stay in the know and make the best decisions for you right now.