Looking to make your move out of rented accommodation? Need a little help to get there? We make sense of the mortgage market so you don’t have to. Ideal for first-time buyers, 95% mortgages enable you to borrow up to 95% of the purchase price of the property. The remaining 5% makes up your deposit.
Also known as a Mortgage Guarantee Scheme, we’ll help determine whether you’re eligible and if this type of loan is right for you.
We go the extra mile, ensuring your current and long-term property goals are taken into consideration. You also won’t have to worry about tedious paperwork or understanding any jargon. We’ll explain everything in layman’s terms, and help you fill out the application.
It’s all part of the accessible, personable approach we take to mortgages. Your property goals are our priority. If you’re looking for a trusted Whole of Market mortgage broker in Peterborough, speak to us today.
Whole of Market Advice
Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.
How to get your mortgage
Book your initial consultation
Think the 95% mortgage could be your opportunity to get onto the property ladder? Speak to one of our mortgage brokers.
We’ll get to know your circumstances, discuss what sort of property you’re looking for and run through some of the key eligibility criteria.
Book a follow-up appointment
The follow-up appointment is a chance for us to do more research. We want to find the best possible mortgage match. By going deeper into your financial circumstances and getting to know your long-term property goals, we can find you an ideal product.
Get to know your options
Your dedicated mortgage broker will showcase your eligible mortgage plans. If you’re happy with any of the options presented, we can get your application underway.
Apply for a mortgage
We’ll help you fill out the application to ensure the best chance of success. As soon as your application has been approved, we’ll let you know.
Contact Agentis today.
Why Choose Us?
- Whole of Market – access to exclusive deals you won’t find anywhere else
- 80 Years’ combined industry experience – we understand the market like the back of our hand
- Long-term assistance – we take care of your long-term property goals
- Expert, personable advice – our advice is friendly and jargon-free – we help with the paperwork too!
- Save you time and money – with the right mortgage solution and financial advice, we’ll help save you time and money
Meet The Team
We are a growing Peterborough based mortgage and financial advice team. We are regulated by the Financial Conduct Authority and pride ourselves on offering our clients the best advice, mortgage solutions and customer service.
What Our Customers Think
Still Have Questions?
Read to find the best mortgage rate for you?
Let us know the best way to reach you and some details about your project, and an expert 95 mortgage broker will be in touch with you to talk you through the next steps.
In a hurry? Speak to our team on 01733 367800 to get started today.
Get in Touch
We have access to the whole of the market to enable us to get you the very best deal that meets your needs.
Related Articles
Want to know more about the different types of mortgages and how they work? Discover advice, top tips and how-tos from our mortgage and protection experts in the Mortgage Advice Hub.
From first time buyers to equity release, our advice hub is designed to answer all the top questions that property owners want to know. From preparing you for your initial consultation with an expert 95% mortgage advisor right the way through to becoming a proud property owner and beyond, we’ve got you covered.
For jargon-free answers on all things mortgages, browse the sections you’re interested in below.
Frequently Asked Questions
Is a 95% mortgage a good idea?
A 95% is ideal for home-buyers who have struggled to save a deposit. With only a 5% deposit required, this makes getting onto the property ladder much more manageable. Something to bear in mind with this type of mortgage though is that interest rates tend to be higher and you won’t have as much choice. However, with help from a trusted mortgage broker you should be able to find the right loan for you.
Are 95% mortgages only for first-time buyers?
95% mortgages are ideal for first-time buyers, but they’re not exclusively designed for those buying their first home. This type of mortgage is also designed for first-time buyers and people looking to move to a new home – as long as they have a deposit of between 5% and 10%. It’s available for buying a property that will be your only home.
How long will 95% mortgages last?
The government-backed Mortgage Guarantee Scheme is set to end in December 2022. This means your mortgage application will need to be submitted no later than 31 December 2022 to be in with a chance of securing the 95% mortgage through this scheme.
Property News
Discover the latest property news in and around Peterborough. We keep an eye on the latest property developments, property prices and news that impacts the local community. If you’re looking to move to the area or have been living here for years, read up on the latest property news written by our mortgage experts.
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Your Mortgage Magazine
Our quarterly magazine is packed with jargon-free content covering the latest industry updates that affect you and your property-buying plans. Written by mortgage experts, we explain how mortgages work. Wherever you are on the property ladder, you can stay in the know and make the best decisions for you right now.